Kate warns the guys to return the life insurance money, but they insist they are only spending the profit and cannot get in trouble. Lewis and Oswald begin to panic when an insurance agent shows up at Drew's house, but she just asks them to sign some forms. She sees Drew on his motorcycle and finds him attractive. He claims to be Kyle, Drew's estranged brother. Drew and Julie begin dating, and he pretends to be a bad boy to impress her. They go to a biker bar, where Drew exchanges insults with the owner, Smelly Mary. She offers her approval, thus winning him the respect of everyone in the bar. Drew receives notice that his death certificate has been revoked, but decides that he wants to leave Drew dead and continue living as Kyle. Lewis and Oswald cut into the original insurance settlement to record an album. They turn to Drew for help, and he must sell his motorcycle. He returns to the biker bar and encounters Mimi. She explains that she heard about Drew's exploits from Sme